The demands of life and career make it hard for you to create a comprehensive wealth and estate plan. Risk management and long term planning often come second to the daily demands of your time. We work with you to understand your needs and implement a comprehensive plan that allows you to sleep well at night while keeping your focus on your business and family. We believe that the best plans follow a process from start to finish. This process does not need to be complicated, but it does need to be thorough. It should also focus from start to finish on the most important part – you.
We do not start with a product or a sales pitch. We start by working with you to understand your unique situation and needs. Where are you today in terms of your finances and business? Where do you want to be in the future? What are your longer term financial needs and goals for retirement? From here, we can both determine if there is a fit for our services and, assuming so, start developing a plan.
Once the discovery process is complete, our job is to develop a comprehensive plan to help you meet your needs and achieve your goals. Solutions will include attention to the areas of asset protection, risk management, wealth maximization, tax efficiency, and estate planning as required by you. We will present you with one or more solutions depending on your situation and work with you to determine the best fit. This includes surveying all the major insurance carriers in Canada for pricing and features.
Once you have decided to proceed, we will work with you to initiate and oversee all the required medical, financial underwriting and investment objectives. We will also work with your other professional advisors as needed to ensure the solution we are implementing fits within your overall plan and that important information is communicated. When ready we will implement your plan and work with you to ensure you receive the information needed to maintain it.
Life is not static and we recognize your situation and goals can change. Therefore, we commit an annual review to ensure that the strategy implemented is optimally maintained and continues to achieve its goal as your personal, financial and corporate circumstances evolve over time.